{"id":8599,"date":"2026-04-01T08:10:13","date_gmt":"2026-04-01T08:10:13","guid":{"rendered":"https:\/\/acudc.com\/?p=8599"},"modified":"2026-04-01T08:12:02","modified_gmt":"2026-04-01T08:12:02","slug":"fed-considers-new-account-model-for-fintech-and-stablecoin-access","status":"publish","type":"post","link":"https:\/\/acudc.com\/th\/fed-considers-new-account-model-for-fintech-and-stablecoin-access\/","title":{"rendered":"Fed Considers New Account Model for Fintech and Stablecoin Access"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"8599\" class=\"elementor elementor-8599\">\n\t\t\t\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-624d676d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"624d676d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5b01699e\" data-id=\"5b01699e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-309872b elementor-widget elementor-widget-image\" data-id=\"309872b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.7.2 - 21-08-2022 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"802\" height=\"470\" src=\"https:\/\/acudc.com\/wp-content\/uploads\/2026\/04\/News0402.03.png\" class=\"attachment-large size-large\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/acudc.com\/wp-content\/uploads\/2026\/04\/News0402.03.png 802w, https:\/\/acudc.com\/wp-content\/uploads\/2026\/04\/News0402.03-300x176.png 300w, https:\/\/acudc.com\/wp-content\/uploads\/2026\/04\/News0402.03-768x450.png 768w, https:\/\/acudc.com\/wp-content\/uploads\/2026\/04\/News0402.03-18x12.png 18w\" sizes=\"(max-width: 802px) 100vw, 802px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d5cd177 elementor-widget elementor-widget-text-editor\" data-id=\"7d5cd177\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.7.2 - 21-08-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Image by The Crypto Times<\/p><p>At the Federal Reserve\u2019s Payments Innovation Conference on Tuesday, Governor Chris Waller announced plans for a new category of limited-access \u201cskinny master accounts,\u201d according to former Fox Business journalist Eleanor Terrett.<\/p><p>The framework would allow all legally eligible institutions, including fintech firms, stablecoin issuers, and crypto custodians, to connect directly to the Fed\u2019s payment rails without relying on intermediary banks.<\/p><p>Waller explained that these accounts would not grant access to every service of a traditional master account, such as borrowing privileges or emergency lending.<\/p><p>However, they would provide direct settlement capabilities, a privilege long reserved for licensed banks. \u201cEvery legally eligible entity could get one,\u201d Waller said, emphasizing that eligibility rules under existing law would remain unchanged.<\/p><p>A potential breakthrough for digital asset institutions<\/p><p>The proposal could mark a turning point for firms that have faced years of regulatory friction, including Custodia Bank and Kraken Financial, both of which have sought direct Fed access.<\/p><p>Custodia even filed a lawsuit against the central bank over its prolonged application process. Other companies like Ripple and Anchorage Digital, which submitted applications earlier this year, could also benefit if the new model is approved.<\/p><p>The proposal quickly caught the crypto sector\u2019s eye. By giving nontraditional firms direct Fed access, it could fast-track stablecoins and tokenized\u00a0settlements into the U.S. financial system, a move blurring the line between banks and\u00a0blockchains.<\/p><p>Retrieved from:\u00a0<a href=\"https:\/\/www.cryptotimes.io\/2025\/10\/21\/fed-considers-new-account-model-for-fintech-and-stablecoin-access\/\"><u>https:\/\/www.cryptotimes.io\/2025\/10\/21\/fed-considers-new-account-model-for-fintech-and-stablecoin-access\/<\/u><\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Image by The Crypto Times At the Federal Reserve\u2019s Payments Innovation Conference on Tuesday, Governor Chris Waller announced plans for a new category of limited-access \u201cskinny master accounts,\u201d according to former Fox Business journalist Eleanor Terrett. The framework would allow all legally eligible institutions, including fintech firms, stablecoin issuers, and crypto custodians, to connect directly &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/acudc.com\/th\/fed-considers-new-account-model-for-fintech-and-stablecoin-access\/\"> <span class=\"screen-reader-text\">Fed Considers New Account Model for Fintech and Stablecoin Access<\/span> Read More &raquo;<\/a><\/p>","protected":false},"author":8,"featured_media":8582,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":""},"categories":[15,9],"tags":[38,78],"_links":{"self":[{"href":"https:\/\/acudc.com\/th\/wp-json\/wp\/v2\/posts\/8599"}],"collection":[{"href":"https:\/\/acudc.com\/th\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/acudc.com\/th\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/acudc.com\/th\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/acudc.com\/th\/wp-json\/wp\/v2\/comments?post=8599"}],"version-history":[{"count":4,"href":"https:\/\/acudc.com\/th\/wp-json\/wp\/v2\/posts\/8599\/revisions"}],"predecessor-version":[{"id":8603,"href":"https:\/\/acudc.com\/th\/wp-json\/wp\/v2\/posts\/8599\/revisions\/8603"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/acudc.com\/th\/wp-json\/wp\/v2\/media\/8582"}],"wp:attachment":[{"href":"https:\/\/acudc.com\/th\/wp-json\/wp\/v2\/media?parent=8599"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/acudc.com\/th\/wp-json\/wp\/v2\/categories?post=8599"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/acudc.com\/th\/wp-json\/wp\/v2\/tags?post=8599"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}