{"id":8210,"date":"2026-01-21T07:50:05","date_gmt":"2026-01-21T07:50:05","guid":{"rendered":"https:\/\/acudc.com\/?p=8210"},"modified":"2026-01-21T07:52:17","modified_gmt":"2026-01-21T07:52:17","slug":"reserve-bank-of-australia-confirms-new-wholesale-cbdc-initiative","status":"publish","type":"post","link":"https:\/\/acudc.com\/th\/reserve-bank-of-australia-confirms-new-wholesale-cbdc-initiative\/","title":{"rendered":"Reserve Bank of Australia confirms new wholesale CBDC initiative"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"8210\" class=\"elementor elementor-8210\">\n\t\t\t\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-624d676d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"624d676d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5b01699e\" data-id=\"5b01699e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-309872b elementor-widget elementor-widget-image\" data-id=\"309872b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.7.2 - 21-08-2022 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"802\" height=\"497\" src=\"https:\/\/acudc.com\/wp-content\/uploads\/2026\/01\/News0120.02.png\" class=\"attachment-large size-large\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/acudc.com\/wp-content\/uploads\/2026\/01\/News0120.02.png 802w, https:\/\/acudc.com\/wp-content\/uploads\/2026\/01\/News0120.02-300x186.png 300w, https:\/\/acudc.com\/wp-content\/uploads\/2026\/01\/News0120.02-768x476.png 768w, https:\/\/acudc.com\/wp-content\/uploads\/2026\/01\/News0120.02-18x12.png 18w\" sizes=\"(max-width: 802px) 100vw, 802px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d5cd177 elementor-widget elementor-widget-text-editor\" data-id=\"7d5cd177\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.7.2 - 21-08-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Image by Ledger Insights<\/p><p>Today the Reserve Bank of Australia and the Australian Treasury published a report on work done so far on central bank digital currency (CBDC). As stated previously, they see no immediate need for a retail CBDC, despite the Australian cash transactions (13%) as a proportion of retail payments nearing Scandinavian levels. Nonetheless, they plan to continue to explore it, especially from a policy point of view. However, they concluded that a wholesale CBDC (wCBDC) is less of a paradigm shift and could potentially support massive savings through asset tokenization.<\/p><p>Previously the Reserve Bank ran extensive CBDC experiments with the Digital Finance Cooperative Research Centre (DFCRC) for both wholesale and retail CBDC. Today the central bank revealed that the work is progressing on the wholesale front with Project Acacia, to support asset tokenization and potentially tokenized deposits.<\/p><p>The report describes Acacia as addressing the question of \u201cwhether there is a need for a new form of tokenised central bank money in the form of a wholesale CBDC to maximise the benefits from asset tokenisation, or whether there are enhancements to existing infrastructure that could support settlement using ESA (reserve) balances, perhaps complemented by privately issued tokenised money such as tokenised deposits.\u201d<\/p><p>\u00a0<\/p><p>Retrieved from: <a href=\"https:\/\/www.ledgerinsights.com\/reserve-bank-of-australia-confirms-new-wholesale-cbdc-initiative\/\"><u>https:\/\/www.ledgerinsights.com\/reserve-bank-of-australia-confirms-new-wholesale-cbdc-initiative\/<\/u><\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Image by Ledger Insights Today the Reserve Bank of Australia and the Australian Treasury published a report on work done so far on central bank digital currency (CBDC). As stated previously, they see no immediate need for a retail CBDC, despite the Australian cash transactions (13%) as a proportion of retail payments nearing Scandinavian levels. &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/acudc.com\/th\/reserve-bank-of-australia-confirms-new-wholesale-cbdc-initiative\/\"> <span class=\"screen-reader-text\">Reserve Bank of Australia confirms new wholesale CBDC initiative<\/span> Read More &raquo;<\/a><\/p>","protected":false},"author":8,"featured_media":8205,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":""},"categories":[15,9],"tags":[27,78],"_links":{"self":[{"href":"https:\/\/acudc.com\/th\/wp-json\/wp\/v2\/posts\/8210"}],"collection":[{"href":"https:\/\/acudc.com\/th\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/acudc.com\/th\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/acudc.com\/th\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/acudc.com\/th\/wp-json\/wp\/v2\/comments?post=8210"}],"version-history":[{"count":4,"href":"https:\/\/acudc.com\/th\/wp-json\/wp\/v2\/posts\/8210\/revisions"}],"predecessor-version":[{"id":8214,"href":"https:\/\/acudc.com\/th\/wp-json\/wp\/v2\/posts\/8210\/revisions\/8214"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/acudc.com\/th\/wp-json\/wp\/v2\/media\/8205"}],"wp:attachment":[{"href":"https:\/\/acudc.com\/th\/wp-json\/wp\/v2\/media?parent=8210"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/acudc.com\/th\/wp-json\/wp\/v2\/categories?post=8210"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/acudc.com\/th\/wp-json\/wp\/v2\/tags?post=8210"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}